Initial Client Guide: Loan Modifications and Loan Workout Agreements
As our client for loan modification and loan workouts, we require certain due diligence documents so we can do our job to help you achieve your goals. Below this summary is a DOCUMENT CHECKLIST of items we need as well as MANDATORY BORROWER INFO WORKSHEET that help us organize your case and prepare for underwriting the loan modification or workout documentation. You will also find a link to submit these documents securely through our website.
Click Here to Submit Documents Securely Through Our Website for Loan Modifications and Loan Workouts
Initial Client Guide: General Insolvency and Bankruptcy Clients
The documentation we collect for general insolvency and bankruptcy is similar to loan modification and workout agreements, and quite frequently, our clients request our services for both to enable them to obtain a fresh start. Bankruptcy creates something called an automatic stay in most scenarios that enables us time within the bankruptcy case to work on the loan modification and loan workout.
1. Credit Counseling
The first step is to take credit counseling which should take between one and two hours and will generate a certificate that we need to file with your bankruptcy paperwork.
The Lawcenter has an account with: Access Counseling Inc.
With Access, Use Attorney Code: AW22373
We also have an account wiih Abacus Credit Counseling
With Abacus, Use Attorney Code: ACC97854
US DOJ Approved Credit Counseling Agencies
The US DOJ has a list of approved credit counseling agencies. We are not affiliated with any of these companies, nor do we approve or endorse any specific company. Use any company approved by the US DOJ that you would like to obtain your credit counseling and debtor education certificates. Your are not required to use the two options above, we merely provide you this information as a service and option for two approved companies you may use.
2. Online Questionnaire
After taking credit counseling, go to our online questionnaire so we understand a little more about your case. Between our attorney-client meetings, this questionnaire, and the documents you provide, we can compile your case and prepare it for filing.
3. Secure Document Transmission
We request that our clients submit their documents securely through our website since private financial and personal identifier information is required. Use the link below to submit your paperwork and review the list that is provided below for what we need. Our team is attorneys and support staff are highly accessible if you have any questions during the process. Go to the Contact Us page if you need any help along the way.
4. Meeting of Creditors
As a debtor, you will need to attend a meeting of creditors. Here is what to expect.